To use the Cents Per Point Calculator, enter your annual spending on the credit card and select the card type, issuer, and any cobranded cards you use. Additionally, input the number of Delta SkyMiles you have. The calculator will estimate the rewards you can earn and the value of your SkyMiles.
Estimated Rewards = Annual Spending × Reward Rate
Value in Dollars = Delta SkyMiles × Conversion Rate
The reward rate varies based on the card type and issuer. The conversion rate for Delta SkyMiles is typically $0.012 per mile.
Suppose you spend $10,000 annually on a credit card with a 1% reward rate. You also have 5,000 Delta SkyMiles. The estimated rewards would be $100, and the value of your SkyMiles would be $60.
When selecting a credit card, consider the annual fee, interest rates, and any additional benefits. Use this calculator to compare the potential rewards of different cards. For more detailed financial planning, consider using our Credit Card Payoff Calculator or ROI Calculator.